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Rate List

With savings account rates on the decline it almost seems oxymoronic to call this a list of High Yield Savings Accounts, I wanted to round up what I saw as some of the best rates out and about on the interwebs anyway… all of these banks listed here are FDIC Insured, or they were when I looked at it.

Bank
APY
Min Deposit
Review
Notes
Learn More
Lending Club
9.65%
$0
**LendingClub is not a savings account but a Peer2Peer lending service
SmartyPig
2.01%
$0
Bank of Internet
1.50%
$100
Everbank
1.49%
$1,500
Capital One
1.40%
$10,000
Discover Bank
1.35%
$500
Ally Bank
1.30%
$0
FNBO Direct
1.25%
$1
WT Direct
1.16%
$10,000
ING Direct
1.10%
$1
HSBC
1.10%
$1
Imperial Capital Bank
0.95%
$50
Citibank
.90%
$100
E-Loan
0.85%
$5,000
Virtual Bank
0.50%
$1,000
E*Trade
0.50%
$1
Penfed Credit Union
0.35%
$5
Bank of America
.10%
Chase
0.10%
$1
Wachovia Bank
0.05%
$100
Wells Fargo
0.05%
$100

The rates listed here were valid as of the date listed, rates are subject to change at anytime so check with the individual institutions for their current rates, if they changed let me know and I will update my list.

07/13/2009

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