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From the category archives:

Career

Seriously, if opportunity comes knocking open the door and quit trying to figure out why. That is what everyone tells you to do anyway. I am personally of the belief that opportunity does not come knocking on your door. Opportunities are something you make as a result of your actions and choices in life. Everything we do drives us towards our future, and what we choose today will have an effect on what happens tomorrow. The “opportunity” to become wealthy isn’t going to fall out of the sky one day, we have to make that opportunity happen.

Think about this, how often does someone say “The opportunity to become a millionaire just fell in my lap and I took it” more likely it is “the opportunity to steal a million dollars presented itself and I took it.” You see fraud is a crime a of opportunity, someone realizes the chance of getting caught is less than the trouble to take the money. The opportunity exists for them to take the money and they do. This isn’t how things work in real life. You are 1,000,000 times more likely to get caught committing fraud if you have to create the opportunity, in life you have to create your opportunities. The point I am trying to make is that in most instances when an “opportunity” presents itself to you the consequences are most likely not to your liking. On the other hand if you work to create opportunities for improvement your success will also increase.

Living the American dream is a perfect example of creating your opportunities. Have you ever noticed that the owner of your mom and pop gas station is there every day from open to close? They are creating their opportunities by working their butts off to live their dream. They didn’t wake up one day and say man I hope an opportunity presents itself today, they worked their asses off, and do it every day. Stop waiting for your opportunity to present itself, get out there and create it, TODAY!

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One of the key pieces to getting your daily work accomplished is maintaining and organized workspace. Whether you work from home or work in the office being organized is crucial to maintaining a productive work environment. Your workspace not only says a lot about you but it has a direct effect on HOW you operate. I propose five steps to improve your productivity by improving your workspace.

1.) De-clutter your Workspace

Clutter is the antichrist of productivity. When your workspace is cluttered you wont’ feel organized and you mind itself will start to become cluttered. Every time you turn your head from your monitor you see the mess and the mess will eat at you as one of things you need to deal with but haven’t the time. As your mind becomes cluttered trying to keep up with where the important documents are in all the clutter your productivity will suffer.

Sit down today and make the change to de-clutter your workspace. Shred any uneccessary financial documents, stack up your documents that need to be filed, and recycle the rest. Remove anything from your desk that doesn’t specifically relate to your work, or doesn’t provide value to your work. Once your desk is clear set to work on your “to file” pile.

2.) File Efficiently

How you file your documents will make dealing with documents as they come in considerably more easy and efficient. I file all of my financial and work related documents by using a hanging folder for specific categories and manilla folders within those folders to subdivide the contents. For organizing my finances I use the following structure:

  • Taxes – holds all of the information related to my last 7 years of tax returns
  • House – hold mortgage and second mortgage statements and contracts
  • Insurance – Vehicle 1, Vehicle 2, boat, home, health, and life insurance
  • Debts – Credit Card 1, Credit Card 2, Student Loan, Other revolving debts
  • Investments – 401k, spouses 401k, IRA, and ROTH IRA
  • Cash Accounts – Savings 1, Savings 2, Savings 3, Checking
  • Social Security – Holds most recent social security statement for me and my spouse

3.) Eliminate Distractions

TV, Twitter, Facebook, and people are all distractions which vie for your time and keep you from accomplishing the task at hand. Unless you require a TV for your job, like monitoring markets and news for a trader, get it out of your office. You don’t need it and it provides no value to your work day. The next, less easy to get rid, problem is the Internet. You need to mentally prepare for your work day and tell yourself you aren’t going to tool around on the net today. Commit to avoiding it, or only allow you self a certain amount of time to tool around. Following the Internet people are your biggest distraction.

If you work from home you need to ensure you are properly isolated from children and spouses who may be in the home during your working hours. If you have doors close them and lock them so anyone trying to enter has to knock.

If you work in the office in a cube farm it is much more difficult to avoid people. Try to tactfully tell your coworkers you are closed for business unless it is directly related to business. Idle chat, while good, is not good for your work productivity. Catch up on lunch but work during the day.

4.) Plan Your Day

Just like in a war you don’t want to go into battle without a plan. Your plan is how you want to attack your day. The plan could be as simple as a list of tasks to be completed or as complex as a gant chart outlining your project and milestones.

I prefer to use simple todo lists to manage my tasks for the day. As items come in that need to be completed I either do them immediately or add them to my list. In true GTD fashion I flag my todo items as follow up needed, or next action. When I have list of what needs to be done I am able to assess my productivity and ensure I don’t miss out on what needs to get accomplished. When you identify everything you need to do and lay it out in an organized fashion you will breathe more easily.

5.) De-clutter your Inbox

My inbox is the bane of my existence. It seems I am in a constant fight to keep it cleaned up and organized. For my day job I have instituted a system where I label my email as it comes in as one of four categories. It either requires action, is waiting on some else, is reference material, or needs to be deleted.

What I have done is setup search folders for each of the categories so the mail is added to the respective folder when ever I add a category to the message. My Next Action search folder contains all unlabeled mail, Mail marked as action required, and mail marked as waiting on. The other folders are used to identify mail for either archiving or deleting.

I try to maintain a similar structure in my gMail box by using labels but I fail most of the time to adequately filter those messages. What you want to reach is an inbox that only contains those items requiring you to take some action. If you label the mail as it comes in it should filter itself out to delete, reference, or action required depending on the category you assign it to. However you do it you want to be at a point where your inbox is empty and your mail has been categorized so you know what to do with it, what requires follow up, and what you are waiting for responses on.

This list is by no means an end all be all of organization for your office. I hope to have given you some groundwork to get your ship in order. I can assure you that if you take these five steps you will have better piece of mind about you work and will likely be more productive.

Photo: (Orphanjones)

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Lets start with some simple definitions:

A job is work you do to earn a wage but you don’t see yourself pursuing as a permanent line of employment a means to reach you desired job.

A career is work you do to earn a wage where the work is related to your desired job or position in line with your long term goals.

When you were 15 and working as a stock boy at the gas station it was a job. When you are 28 working at a nuclear power plant as a nuclear engineer you have a career, provided that is what you wanted to do. What may be a job to me may be a career to you. Working as a waiter is a job to me, but if you want to be a restaurant manager later in life it is essential to your career and therefore it is your career.

The Problem Today

In the current economic downturn people are losing their jobs by the thousands. They are being thrust out of their chosen career and left on the side of the road to fend for themselves. All of these people are looking for work doing what they have always done. They want to stay in their career of choice. The problem is all of their coworkers do as well. The marketplace is becoming much more saturated with job seekers and less saturated with openings. This means career type jobs may be more difficult to obtain.

The ranks of unemployed are pulling their unemployment checks and searching for their ideal job. At some point the unemployment checks are going to stop rolling in. What do you do then. Unfortunately more often than not people are starting to live off their families, parents are asking their children to “donate” money to keep them rolling. In most cases they don’t have an income by choice. There are jobs out there, not your career work but job. Walmart, McDonalds, other employers who pay money, it may not be much, but something is better than nothing. When I worked collections I talked to people who had been out of work for over a year, they were 2 almost 3 months behind on their mortgage their car had been repossessed but they still stubbornly refused to go out and get a job. They wanted their ideal career.

I would like to think if I get laid off and fail to find adequate employment within my chosen career path I would get out there and find a job doing something that pays. Some amount of income coming in to support my family or myself is more important than stubborn pride. At the very least I will be able to show my creditors that I am doing everything I can to pay back my obligations. Sitting on your laurels and farting around on the Internet should not be a part you play when you have no income coming in. Some money is better than no money. I am not saying stop looking for a job, but you have to draw the line somewhere and say enough is enough, I have to have some income.

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