It is definitely spring time the trees, grass, weeds, and flowers are all mating and it makes me itch. Living in the South East pretty much guarantees you are going to be irritated by allergies at some point in the year. Right now my car is coated in a thick blanket of yellow pollen it makes me sneeze just looking at it. I make sure to stay hopped on Zyrtec but I still get itchy eyes and the occasional sniffle. If I didn’t have the allergy meds I wouldn’t even be able to function. This week was a good week for the followers, here are the five articles I like the best:
@MoneyMatters gives you the heads up on what to do if you missed the tax deadline yesterday. Peter goes through some of the things you can do to avoid the man breathing down you neck. The basic gist is to make sure you pay or at least keep the IRS in the loop on the situation.
@JeremyVoh says don’t treat your 401k like a savings account. I couldn’t agree more with his assessment, to use my tree analogy from earlier this week, if you take the fruit too early it won’t be ripe and the tree may stop producing. You have to wait until the tree is ready then you can start your harvest.
@SimplyForties ran a guest post about how to put your kids through college. I think the most important thing to keep in mind when saving for your kids college is to not do it at the sacrifice of your own savings. I am not trying to be selfish but you have to come first.
@CashMoneyLife covers how to read and understand a contract. This is one of the things a lot of us, myself included, probably don’t do enough of. We agree to things everyday without fully understanding the terms and conditions. This was a good start to how to understand a contract and pick out the important pieces.
@EveryDayFinance discusses whether or not to use the energy tax credit. My personal stance is you shouldn’t use it unless you were already planning on making these kinds of purchases. Like the homeowners tax credit you shouldn’t be making big purchases just to get a tax credit. In case you didn’t notice whatever you are buying is going to cost you more than you get back.