Friday Finance Followers – Site Updates Edition

Ducks In A Row

In an effort to reduce the massive number of plugins being used here at SuburbanDollar I have opted to make a few changes to how thing operate. I have moved my commenting platform off of the base WordPress system and over to Disqus. People wishing to leave comments can now do so by logging in with their Disqus account, Twitter ID, Facebook ID, OpenID, or with the traditional Name, e-mail, and website. I am hoping this will allow me to foster better conversations and provide alternate identification methods for commenters.

I have also eliminated the separate subdomain for the deals I post. Most of you are seeing these come across anyway either on the home page or through Twitter. The big change is that you will now see them as part of your RSS feeds. Doing these two things actually allowed me to eliminate around 7 or eight plugins. This should help the site load faster and make it easier for me to keep up with plugin updates. I would love to get some feedback on these changes, leave me a comment and let me know what you think about Disqus and/or the deals being in the main RSS Feed now.

Enough about me on with the links. Here are five posts sent to me by my Twitter faithful. You can easily become one of the faithful Tweeple by following me on twitter.

@ClariFinancial Discusses life insurance when you find out you are pregnant. From my own experience parenthood was a huge wakeup call to getting my financial house in order. Having a child spurred us to get life insurance as well as to get a lawyer to draw up a will and living will. You want to make sure you specify where your money and your children go in the event of disaster.

@BSimple asks if winning the lottery would simplify your simplify your personal finances? I am fairly certain it would overcomplicate my finances. I have a hard enough time managing the small amount of cash I have. If I won the lotto I would need advisors, estate planners, body guards. Wait two out of three of those I could probably use anyway. Money complicates things.

@FreeFromBroke gives tax tips for parents. I take advantage of the Dependent Care spending account. The sad thing is you only get $5,000 PERIOD. I have two kids in daycare now and pay over $300 a week. I could easily use more than $5k. Hey Obama! you want to stimulate the economy allow me to get $10k pretax for childcare.

@JoeTaxpayerBlog wrote a guest post for @JeffRoseCFP about what is estate planning. Estate planning is important, I don’t really understand it completely and it can get quite complex with tax sheltered trusts and all. I have a will, living will, and all. I just don’t have the finances to really get rocking on some of the opportunities there are when you get hooked up with a true estate planner.

@RevancheGS tells about someone who states “I can afford it.” You don’t hear much about people like this. Those who look at free money in the face and say “I don’t need it.” If you were financially stable and could afford to live without going on unemployment, would you still go on it? This case is a little different in that it was a CA State employee but still would you be that big of a person to turn down the money?

Deals of the Week

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Updated INGDirect Bonus Links


I have been lax yet again in posting to carnivals, but hey I hosted one this week:

Carnival of Personal Finance #234 – Weird Toy Crazes


1 FFB December 11, 2009 at 8:42 am

You're so right about the child care credit in flexible accounts. The limit should be raised. Though I do believe you can declare the difference on your taxes.

2 Aaron Pinkston December 11, 2009 at 8:49 am

Thanks for the write up Kyle. And great point that anybody responsible for minors or adult children needs to think about guardianship issues with a lawyer too.

I'm also going to check out some of these others.

3 Jeff Rose December 11, 2009 at 10:05 am

Thanks for the link and mention. JoeTaxpayer wrote an awesome article on estate planning that covered some pretty heavy topics. He definitely deserved to get some love for it.

4 BSimple December 11, 2009 at 11:09 am

Thanks for including my post. Nice Roundup and I like your new site design.

5 Kyle December 11, 2009 at 1:15 pm

I have made a few small changes to the design in the last couple of
days. I think I like the borders over the titles

6 Revanche December 11, 2009 at 4:22 pm

Thanks for the link. And you might be kidding about the body guards in case of lottery winning, but one guy actually had a hit sent out on him by a relative – brother or brother in law? Yeah. Unbelievable.

7 JoeTaxpayer December 11, 2009 at 4:41 pm

Thanks for the link!
Any estate questions, I'm there for you.

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