Comments on: My Identity may have Been Compromised http://www.suburbandollar.com/2009/09/29/my-identity-compromised/ Where finance and reality meet Tue, 16 Mar 2010 21:08:47 -0400 http://wordpress.org/?v=2.9.2 hourly 1 By: LaToya Irby http://www.suburbandollar.com/2009/09/29/my-identity-compromised/comment-page-1/#comment-1893 LaToya Irby Tue, 29 Sep 2009 19:46:42 +0000 http://www.suburbandollar.com/?p=1745#comment-1893 Credit monitoring is definitely more reactive than proactive. We don't know how much time it takes for a business to send information to the credit bureaus or how long it takes the credit bureaus to get that information on your credit report. So, you may not be getting the alerts in time to stop anything from happening. You'd be stuck trying to clear your name from any theft that did occur. It doesn't sound like you're too worried about having your ID stolen, but if you were, a fraud alert or security freeze would be better options. Credit monitoring is definitely more reactive than proactive. We don’t know how much time it takes for a business to send information to the credit bureaus or how long it takes the credit bureaus to get that information on your credit report. So, you may not be getting the alerts in time to stop anything from happening. You’d be stuck trying to clear your name from any theft that did occur.

It doesn’t sound like you’re too worried about having your ID stolen, but if you were, a fraud alert or security freeze would be better options.

]]> By: Aaron http://www.suburbandollar.com/2009/09/29/my-identity-compromised/comment-page-1/#comment-1892 Aaron Tue, 29 Sep 2009 13:49:13 +0000 http://www.suburbandollar.com/?p=1745#comment-1892 Good idea with the "nofollow" link to them. It's good to know I'm not missing anything by not signing up. That whole "slap a developer" thing could catch on - like requiring you to format your telephone number in a particular way. I think my business account has the weakest password restrictions possible, which is ironic. It's something like 'Your password must be between 4-7 characters and only contain lowercase letters and numbers.' I had to create a special low-security password just to hide my money behind it. Good idea with the “nofollow” link to them. It’s good to know I’m not missing anything by not signing up.

That whole “slap a developer” thing could catch on – like requiring you to format your telephone number in a particular way.

I think my business account has the weakest password restrictions possible, which is ironic. It’s something like ‘Your password must be between 4-7 characters and only contain lowercase letters and numbers.’ I had to create a special low-security password just to hide my money behind it.

]]> By: Steve Rhode http://www.suburbandollar.com/2009/09/29/my-identity-compromised/comment-page-1/#comment-1891 Steve Rhode Tue, 29 Sep 2009 13:33:58 +0000 http://www.suburbandollar.com/?p=1745#comment-1891 People assume that each credit bureau has the same information. Now you see why I always suggest a consolidated 3-1 credit report to get the full picture of what your credit says about you. Sorry you have to live through this. I had a similar event in the past and no fraud ever came of it. Steve People assume that each credit bureau has the same information. Now you see why I always suggest a consolidated 3-1 credit report to get the full picture of what your credit says about you.

Sorry you have to live through this. I had a similar event in the past and no fraud ever came of it.

Steve

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