From the monthly archives:

August 2009

Pay Yourself First

August 12, 2009

You have setup your saving account, and decided it is high time to get that emergency fund rolling but where are you going to get that money from? It may be easier than you think. The Personal Savings Rate in the United states had seen better days back in 2006 when it actually dropped below [...]

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Personal Savings Rate

August 11, 2009

The Personal Savings Rate is a statistic released by the Bureau of Economic Analysis which is an indicator of how much of their money Americans are hanging on to. The amount of personal savings is determined by taking the Disposable Personal Income minus personal spending (interest payments, personal consumption expenses, and transfers). That amount is [...]

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Emergency Funds

August 11, 2009

Now that you have at least a basic checking account setup it is time to start thinking about a savings account. The first savings you should build up is your emergency fund. This fund is your fiscal backup for when things go wrong. There are more schools of thought on emergencies funds than you can [...]

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Types of Deposit Accounts

August 10, 2009

When you first start earning money it is time to get a banking account. Back in the day, and I mean way back in the day, it may have been a good idea to keep your money in a jar under the bed but at this point you really should keep your money in bank [...]

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Friday Finance Followers – Secret Project Edition

August 7, 2009

Wow, where did this past week go? I had a sick child for two days so I have been taking care of him and now here I am on Friday with too much to do and not enough time. To add to it I have decided to start running again and take on a second [...]

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