From the monthly archives:

August 2009

Spend Less Than you Earn

August 24, 2009

This could be the simplest, most overlooked, bit of financial advice ever provided. I have not ever read a book or met an advisor who thought it was going to be a great idea to spend as much as, or even worse, more than you earn. This is a true basic principal of managing your […]

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Get up to $525 for Opening an ING Direct Account

August 21, 2009

ING Direct is offering $25 if you open an ING Direct or ING Electric Orange account with at least a $250 initial deposit using a referral code. To add to that bonus you can get an additional $10 for each person you refer up to 25 people. That is an additional $250, but wait, you can also […]

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Yield Spread Premium (YSP)

August 21, 2009

The yield spread premium is money paid to a mortgage broker when they originate a loan higher than the current Par Rate. This type of “fee” is considered a back end fee by the broker. They aren’t actually paid by you the borrow but are paid by the lender because they sold you a loan […]

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Friday Finance Followers – Cash For Clunkers in the Dump Edition

August 21, 2009

Yesterday the National Automotive Dealers Association (NADA) asked the US Government to suspend the Popular Cash for Clunkers AKA Car Allowance Rebate System. They cited surveys of dealers which showed the additional $2bln added to the program had already been spent. Their biggest concern was that dealers who continue to submit deals to the program […]

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Citi Credit Cards for College Kids

August 20, 2009

Citi is currently offering two credit cards geared towards the college bound. While I don’t necessarily advocate the use of credit cards, if you are going to be spending the money anyway you might as well maximize the rewards you are getting for spending it. The two cards are the Citi® mtvUâ„¢ Card and Citi® […]

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