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	<title>Comments on: Use Your Tuition Refund to Get Ahead</title>
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	<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/</link>
	<description>Where finance and reality meet</description>
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		<title>By: Jacqueline</title>
		<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/comment-page-1/#comment-2487</link>
		<dc:creator>Jacqueline</dc:creator>
		<pubDate>Thu, 04 Mar 2010 16:23:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.suburbandollar.com/?p=1429#comment-2487</guid>
		<description>Did Claudia not learn that i should be an upper case I... Ms. &quot;Typo&quot; and correct grammar.</description>
		<content:encoded><![CDATA[<p>Did Claudia not learn that i should be an upper case I&#8230; Ms. &#8220;Typo&#8221; and correct grammar.</p>
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		<title>By: Ann-Marie</title>
		<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/comment-page-1/#comment-1834</link>
		<dc:creator>Ann-Marie</dc:creator>
		<pubDate>Tue, 01 Sep 2009 14:40:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.suburbandollar.com/?p=1429#comment-1834</guid>
		<description>One caveat I would mention is to first make sure that any refund is yours to keep! I had student loans in grad school and one semester I was pleasantly surprised to find out I had won a scholarship. When I got the check, I quickly put it toward some debt I had accumulated. A few weeks later, I got a bill in the mail for the amount of my scholarship. After several phone calls, I found out my scholarship counted as extra income, which reduced the amount of student loans I was eligible for. So I had to come up with cash I didn&#039;t have to effectively pay for the scholarship I had won. 

Lesson learned: Make sure it&#039;s definitely yours before you spend it!</description>
		<content:encoded><![CDATA[<p>One caveat I would mention is to first make sure that any refund is yours to keep! I had student loans in grad school and one semester I was pleasantly surprised to find out I had won a scholarship. When I got the check, I quickly put it toward some debt I had accumulated. A few weeks later, I got a bill in the mail for the amount of my scholarship. After several phone calls, I found out my scholarship counted as extra income, which reduced the amount of student loans I was eligible for. So I had to come up with cash I didn&#8217;t have to effectively pay for the scholarship I had won. </p>
<p>Lesson learned: Make sure it&#8217;s definitely yours before you spend it!</p>
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		<title>By: Alex</title>
		<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/comment-page-1/#comment-1833</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Tue, 01 Sep 2009 01:40:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.suburbandollar.com/?p=1429#comment-1833</guid>
		<description>Great advice, Kyle.  How much money to pay towards debt vs how much to store in the emergency fund is something I&#039;ve been figuring out since I graduated 4 years ago.  Having chosen to save more and pay less on my students loans paid off after deciding to go into business for myself full-time-- one of the long term goals you CORRECTLY mentioned!

BTW, thanks again for adding your blog to YPBLOGS.com.</description>
		<content:encoded><![CDATA[<p>Great advice, Kyle.  How much money to pay towards debt vs how much to store in the emergency fund is something I&#8217;ve been figuring out since I graduated 4 years ago.  Having chosen to save more and pay less on my students loans paid off after deciding to go into business for myself full-time&#8211; one of the long term goals you CORRECTLY mentioned!</p>
<p>BTW, thanks again for adding your blog to YPBLOGS.com.</p>
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		<title>By: Kyle</title>
		<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/comment-page-1/#comment-1832</link>
		<dc:creator>Kyle</dc:creator>
		<pubDate>Mon, 31 Aug 2009 23:49:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.suburbandollar.com/?p=1429#comment-1832</guid>
		<description>Thanks for the comment Claudia, I try my best to proof what I write as well as the posts of my guest authors. I am not, nor do I claim to be, an English major I write abuot finance and money not commas and semicolons. I hope you don&#039;t judge everyone on their use of grammar as it is the content that matters.</description>
		<content:encoded><![CDATA[<p>Thanks for the comment Claudia, I try my best to proof what I write as well as the posts of my guest authors. I am not, nor do I claim to be, an English major I write abuot finance and money not commas and semicolons. I hope you don&#8217;t judge everyone on their use of grammar as it is the content that matters.</p>
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		<title>By: claudia</title>
		<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/comment-page-1/#comment-1831</link>
		<dc:creator>claudia</dc:creator>
		<pubDate>Mon, 31 Aug 2009 20:09:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.suburbandollar.com/?p=1429#comment-1831</guid>
		<description>Doesn&#039;t anyone proof their blogs before publishing? Very first sentence, typo. I take bloggers a whole lot less seriously when i find posts littered with typos or grammatical issues.</description>
		<content:encoded><![CDATA[<p>Doesn&#8217;t anyone proof their blogs before publishing? Very first sentence, typo. I take bloggers a whole lot less seriously when i find posts littered with typos or grammatical issues.</p>
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		<title>By: Laura</title>
		<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/comment-page-1/#comment-1830</link>
		<dc:creator>Laura</dc:creator>
		<pubDate>Mon, 31 Aug 2009 17:26:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.suburbandollar.com/?p=1429#comment-1830</guid>
		<description>Good point Stephanie! You don&#039;t realize how much money you spend just getting started.  I&#039;m glad you have a fund ready to go when you graduated.</description>
		<content:encoded><![CDATA[<p>Good point Stephanie! You don&#8217;t realize how much money you spend just getting started.  I&#8217;m glad you have a fund ready to go when you graduated.</p>
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		<title>By: Stephanie PTY</title>
		<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/comment-page-1/#comment-1829</link>
		<dc:creator>Stephanie PTY</dc:creator>
		<pubDate>Mon, 31 Aug 2009 16:39:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.suburbandollar.com/?p=1429#comment-1829</guid>
		<description>Great post, as usual, from Laura! My suggestion, though, once you have an emergency fund, is to start working toward a &quot;getting established fund.&quot; Have money put aside to tackle everything that happens as you transition out of college. From the little things like printing resumes, getting your car registered in a new state if you move, buying suits for interviews, to big things like security deposits and furniture for your first apartment. How much you need in a Getting Established Fund with vary from person to person... but it&#039;s almost always more than you think you need! My own GE fund has been a lifesaver so far!</description>
		<content:encoded><![CDATA[<p>Great post, as usual, from Laura! My suggestion, though, once you have an emergency fund, is to start working toward a &#8220;getting established fund.&#8221; Have money put aside to tackle everything that happens as you transition out of college. From the little things like printing resumes, getting your car registered in a new state if you move, buying suits for interviews, to big things like security deposits and furniture for your first apartment. How much you need in a Getting Established Fund with vary from person to person&#8230; but it&#8217;s almost always more than you think you need! My own GE fund has been a lifesaver so far!</p>
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		<title>By: Josh Smith</title>
		<link>http://www.suburbandollar.com/2009/08/31/use-your-tuition-refund-to-get-ahead/comment-page-1/#comment-1828</link>
		<dc:creator>Josh Smith</dc:creator>
		<pubDate>Mon, 31 Aug 2009 13:12:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.suburbandollar.com/?p=1429#comment-1828</guid>
		<description>Great idea, just make sure you don&#039;t do this with money left over on your account from student loans.</description>
		<content:encoded><![CDATA[<p>Great idea, just make sure you don&#8217;t do this with money left over on your account from student loans.</p>
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