I am starting this blog as a way, hopefully, to hold my self accountable for not only my money but hopefully my life as well. I am quickly approaching 30 and until recently have taken little to no interest in my financial well being, thank god I am married to an accountant. I have started reading about personal finance in books as well as on blogs and I am amazed at not only the amount of information out there but at the amount of information I never knew. So to start things off lets cover where I am at right now and yes you have possibly seen this chart before, thanks to mymoneyblog.com for the format:
Our cash rests in two separate online savings accounts, one of the accounts is for our child. We also maintain a savings account with a local bank which has around 1500 in real emergency money.
These numbers used to be higher but I took a -35%+ hit in the recent market collapse, I am optimistic though that things will improve and being as young as I am it is a great time to be buying in.
Credit Card Debt
This is a zero interest account used to purchase some furniture, I hope to get this down to 0 in the very near future